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Irs Tax Lien If You've Been Bad

You admit that you didn't pay off all of your taxes. You may have had a medical emergency or were laid off and you were unable to pay some or all of your taxes by the date they were due. But even if you still cannot pay, there is no escape from taxes. To avoid future problems, you must contact the IRS as soon as possible to work out a payment plan.

If you are honest about your intention to pay what you owe, the IRS will most likely work with you to let you pay your taxes at a manageable rate. However, if you owe the IRS back taxes and fail to set up a payment plan or an Offer in Compromise and if you keep ignoring the IRS federal or state notices, you will most likely face an IRS tax lien.

The IRS will take a lien against your property, including but not limited to your home, land, business, car, and even your bank account, stocks, bonds, trademarks, or deeds. Any property in which a court can claim the debtor has a "vested interest" can be subject to a tax lien, regardless of co-ownership with your spouse or business partner.

An IRS tax lien, unlike most liens against property, remains with the property and is transferable until repayment is made. This makes it difficult to sell the property and to find a new owner willing to pay off the IRS tax lien.

This also makes it especially important for anyone buying a new home or piece of real estate to check for an IRS tax lien against the property before signing a contract. A new owner of the property must pay off the previous owner's debt before he or she can legally own the property.

If you're the debtor facing the IRS tax lien, know that the IRS may not even publicly file a notice of its claim to your property, as it is not required to by law. Still, if you have a mortgage or any other liens such as credit card debt against your property, the IRS may publicly file a notice of the IRS tax lien against your property to allow themselves priority to your property over your other lenders.

The IRS will get first claim of your property but you'll still owe your other lenders and you'll have no physical property for them to seize in case of failure to pay. The other lender may even demand full payment of your debt when they discover the IRS tax lien.

If you do not contact the IRS even after facing an IRS tax lien, your property can be seized within 120 days. If you've gotten as far as an IRS tax lien, you should contact a qualified IRS tax lien attorney immediately.

Your IRS tax lien attorney will be able to objectively review your case and tell you if you qualify for an appeal if he or she believes you're being charged unfairly or how to settle your case with the IRS if he or she thinks that the IRS tax lien is legit.

An IRS tax lien can put a hold on your life, but it doesn't have to mean the end of your current lifestyle if you take responsibility for your tax debt and approach an IRS tax lien attorney. For an IRS tax lien attorney in your area, visit taxationlawfirms.com.

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